I mentioned in a previous post that I read Dave Ramsey’s Total Money Makeover during my Vegas vacation. It has resulted in many things.
The first thing I did was cut up all my credit cards. Right after I did this, I received an email that said I will be receiving a new card in the mail in a few days. My old one had expired. You can bet as soon as I get it, there will be some cutting. I feel some relief in my actions by doing this.
The next step is to pay off the cards from lowest to highest balance due. I’m looking forward to the day when I make my LAST payment on my student loans. Those are the highest debt I have! Hate them! I’m looking forward to the day all my debts will be gone.
In the meantime, I’m going to a “cash only” policy. If the cash is gone, then I don’t need it!